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Fred M. Lunt,
Vice President, C.C.I.M.
Coldwell Banker
Pacific Properties

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Real Estate Dictionary: Honolulu, Diamond Head, and Makiki Hawaii home buying, real estate listings, and homes for sale in Honolulu County, HI

Welcome > Resources > Real Estate Dictionary - A

Joint Ownership Agreement	An agreement made between two or more owners of the same property, defining their rights and responsibilities (e.g. recommended in the case of married owners of property) See Equity sharing
Joint tenancy, or Tenants by the entirety	Ownership of real estate by two or more parties held jointly for life; if one of the owners dies, the survivor(s) inherit the property without reference to the deceased's will
Judgment	A decision or decree made by a court of law
Judgment lien	A claim against the real property of a debtor, as decreed by the court
Jumbo loan, or Non-conforming loan	A loan amount that exceeds the limits set by the Federal National Mortgage Association and the Federal Home Loan Mortgage Corporation; because such loan cannot be funded by these two agencies, it carries a higher interest rate
Junior mortgage, or Secondary mortgage	A mortgage whose claim to repayment is of lesser priority than another, previously recorded mortgage

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Fred Lunt Handles Everything With "Aloha"
I have never forgotten the professional way you handled my sister-in-law, Ella Liu's property. You handled it with a lot of "Aloha."
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Fred Lunt, REALTORŽ, real estate agent and broker for Honolulu, Diamond Head, and Makiki Hawaii home listings, property and land for sale - NUMBER1EXPERT(tm)

Fred Lunt
Coldwell Banker Pacific Properties
1314 So. King Street, 2nd floor
Honolulu, HI 96814
Cellular: 808 295-2819
Digital Pager: 808 279-4347
Fax: 808 593-2944
Email: FredLunt@NUMBER1EXPERT.com
I have spent my entire professional lifethe past 28 yearsas a Realtor here on Oahu, where I was born and raised. I was educated at Punahou School, and thereafter earned a degree in Communications from the University of Southern California. In every one of the last 15 years I have ranked in the top 1% of all real estate agents on Oahu. During the past 15 years, I have consistently ranked in the top five agents in the entire firm, achieving the Top Producer in two of those years, and the 2nd or 3rd Top Producer in eight of those years. I enjoy an detailed knowledge of every neighborhood on Oahu, and a excellent working knowledge of the other Hawaiian Islands, as well. Having been with the same brokerage firm for all of these years, I am comfortable and experienced in virtually every kind of real estate transaction: whether it be an investment property or condominium, a lavish ocean front estate, or a modest family home. No transaction can be either too large or too small to command my full energy and attention. My C.C.I.M. designation, earned in 1994, puts me in a cadre of several thousand Realtors nationwide who specialize in commercial or investment real estate, 1031 Exchanges, and installment sales. My International Presidents Elite designation at Coldwell Banker, earned for each of the past 6 years, puts me in the top 1% of all Coldwell Banker agents nationwide. I live on Tantalus mountain above Honolulu with my wife, Alice, and two children, Ginger and Jessica. My other interests include swimming, running, long board surfing, and Hawaiian music. I play steel and slack key guitar and have recorded with Taj Mahal and the Hula Blues Band. Whether you are a buyer or a seller, I can promise you the personal integrity, professional competence, and depth of knowledge that will earn your confidence.

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