Honolulu, Diamond Head, and Makiki real estate and homes for sale in Hawaii - Fred Lunt, REALTOR® Fred Lunt REALTOR(r) for Honolulu, Diamond Head, and Makiki, Hawaii real estate - NUMBER1EXPERT™ Fred Lunt NUMBER1EXPERT(tm) for Honolulu, Diamond Head, and Makiki, Hawaii real estate
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Fred Lunt, REALTOR®, real estate agent and broker for Honolulu, Diamond Head, and Makiki Hawaii home listings, property and land for sale - NUMBER1EXPERT(tm)
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Coldwell Banker Pacific Properties real estate and homes for sale in Honolulu, Diamond Head, and Makiki Hawaii
Fred M. Lunt,
Vice President, C.C.I.M.
Coldwell Banker
Pacific Properties

Real Estate - Homes - NUMBER1EXPERTS Sell More!
Fred Lunt is one of The Top Selling Real Estate Experts™
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Mortgage Calculators: Honolulu, Diamond Head, and Makiki Hawaii home buying, real estate listings, and homes for sale in Honolulu                       County, HI
Welcome > Resources > Mortgage Calculators > What Is Your APR? ...


The Best Mortgage Calculators On the Web!
 

Please try my Java loan and mortgage calculators. They take a minute to load, but they are worth it! Each calculator has dynamic graphs and charts that change - right before your eyes - as you enter different information. Each financial calculator also includes a View Report option. The mortgage repayment schedule and other reports are fully customizable. These reports are designed for you to print out and keep...
 

What Is Your APR?

Use this calculator to determine the Annual Percentage Rate (APR) for your mortgage. Press the report button for a full amortization schedule, either by year or by month.

This Financial Calculator requires a Browser with Java Support



Definitions

Annual Percentage Rate (APR)
A standard calculation used by lenders. It is designed to help borrowers compare different loan options. For example, a loan with a lower stated interest rate may be a bad value if its fees are too high. Likewise, a loan with a higher stated rate with very low fees could be an exceptional value. APR calculations incorporate these fees into a single rate. You can then compare loans with different fees, rates or different terms.

Mortgage amount
Original or expected balance for your mortgage.

Interest rate
Annual interest rate for this mortgage.

Term in years
The number of years over which you will repay this loan. The most common mortgage terms are 15 years and 30 years.

Monthly payment
Monthly principal and interest payment (PI).

Total payments
Total of all monthly payments over the full term of the mortgage. This total payment amount assumes that there are no prepayments of principal.

Total interest
Total of all interest paid over the full term of the mortgage. This total interest amount assumes that there are no prepayments of principal.

Loan origination percent
The percent of your loan charged as a loan origination fee. For example, a 1% fee on a $120,000 loan would cost $1,200.

Discount points
Total number of "points" purchased to reduce your mortgage's interest rate. Each "point" costs 1% of your loan amount.

Other fees
Any other fees that should be included in the APR calculation. These fees can vary by lender, but at a minimum usually includes prepaid interest.

The mortgage calculators are provided by KJE Computer Solutions, LLC and made available to NUMBER1EXPERT as self-help tools for your independent use and are not intended to provide investment advice. We can't guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.




Fred Lunt, REALTOR®, real estate agent and broker for Honolulu, Diamond Head, and Makiki Hawaii home listings, property and land for sale - NUMBER1EXPERT(tm)

Fred Lunt
Coldwell Banker Pacific Properties

1314 So. King Street, 2nd floor
Honolulu, HI 96814
Cellular: 808 295-2819
Digital Pager: 808 279-4347
Fax: 808 593-2944
Email: FredLunt@NUMBER1EXPERT.com

I have spent my entire professional life—the past 28 years—as a Realtor here on Oahu, where I was born and raised. I was educated at Punahou School, and thereafter earned a degree in Communications from the University of Southern California. In every one of the last 15 years I have ranked in the top 1% of all real estate agents on Oahu. During the past 15 years, I have consistently ranked in the top five agents in the entire firm, achieving the Top Producer in two of those years, and the 2nd or 3rd Top Producer in eight of those years. I enjoy an detailed knowledge of every neighborhood on Oahu, and a excellent working knowledge of the other Hawaiian Islands, as well. Having been with the same brokerage firm for all of these years, I am comfortable and experienced in virtually every kind of real estate transaction: whether it be an investment property or condominium, a lavish ocean front estate, or a modest family home. No transaction can be either too large or too small to command my full energy and attention. My C.C.I.M. designation, earned in 1994, puts me in a cadre of several thousand Realtors nationwide who specialize in commercial or investment real estate, 1031 Exchanges, and installment sales. My International President’s Elite designation at Coldwell Banker, earned for each of the past 6 years, puts me in the top 1% of all Coldwell Banker agents nationwide. I live on Tantalus mountain above Honolulu with my wife, Alice, and two children, Ginger and Jessica. My other interests include swimming, running, long board surfing, and Hawaiian music. I play steel and slack key guitar and have recorded with Taj Mahal and the Hula Blues Band. Whether you are a buyer or a seller, I can promise you the personal integrity, professional competence, and depth of knowledge that will earn your confidence.


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