Honolulu, Diamond Head, and Makiki Hawaii real estate listings, home buying, selling and relocation information

All agents are NOT alike! Find out why I am a top real estate expert. Call me: 808-295-2819.

Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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Thanks for helping to make our dreams come true
We feel so blessed to have found a house that we love. Thanks for all that you have done to help make our dreams come true.
M/M Paul Broome, Retired Technology Executive
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Fred M. Lunt,
Vice President, C.C.I.M.
Coldwell Banker
Pacific Properties

Fred Lunt is one of The Top Selling Real Estate Experts™
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From My Affiliates: Honolulu, Diamond Head, and Makiki Hawaii home buying, real estate listings, and homes for sale in Honolulu County, HI

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Fred Is The Best!
Fred is the best! It was a pleasure working with him.

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Fred Lunt Handles Everything With "Aloha"
I have never forgotten the professional way you handled my sister-in-law, Ella Liu's property. You handled it with a lot of "Aloha."

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I Wouldn't Use Anyone Else To Represent Me!
He does his homework, has a great demeanor, works tirelessly, and will give his best effort to meet your real estate needs.

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Financing Your Home >Qualifying Guidelines

It may be difficult to qualify for a home mortgage loan. As a buyer, you may find the perfect home, but finding the perfect financing might become elusive. After you complete the application process, your lender may turn you down, which is an upsetting development for any prospective homebuyer. What can be done to remedy such a setback?

The answer depends on why you were turned down. If your income is too low to satisfy one mortgage company, there might be another company with more liberal qualifying guidelines. If you have had credit problems, some lenders may be more willing than others to help you clear them up in a manner that satisfies their underwriters. If your loan runs into problems, sit down with the loan officer and your real estate agent to investigate the possibility of using a different lender. The first company may be able to "assign" the package to a competitor, enabling you to use your same credit report and appraisal. You will need the cooperation of your sellers, too.

While loan rejections are disappointing, they can be resolved.

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Q	What information does nearly every state in America require the seller of a home to reveal to the buyer?
A	Most states require disclosure of any existing problems or conditions that could affect the value of the house.
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Fred Lunt Handles Everything With "Aloha"
I have never forgotten the professional way you handled my sister-in-law, Ella Liu's property. You handled it with a lot of "Aloha."
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Fred Lunt, REALTORŽ, real estate agent and broker for Honolulu, Diamond Head, and Makiki Hawaii home listings, property and land for sale - NUMBER1EXPERT(tm)

Fred Lunt
Coldwell Banker Pacific Properties
1314 So. King Street, 2nd floor
Honolulu, HI 96814
Cellular: 808 295-2819
Digital Pager: 808 279-4347
Fax: 808 593-2944
Email: FredLunt@NUMBER1EXPERT.com
I have spent my entire professional lifethe past 28 yearsas a Realtor here on Oahu, where I was born and raised. I was educated at Punahou School, and thereafter earned a degree in Communications from the University of Southern California. In every one of the last 15 years I have ranked in the top 1% of all real estate agents on Oahu. During the past 15 years, I have consistently ranked in the top five agents in the entire firm, achieving the Top Producer in two of those years, and the 2nd or 3rd Top Producer in eight of those years. I enjoy an detailed knowledge of every neighborhood on Oahu, and a excellent working knowledge of the other Hawaiian Islands, as well. Having been with the same brokerage firm for all of these years, I am comfortable and experienced in virtually every kind of real estate transaction: whether it be an investment property or condominium, a lavish ocean front estate, or a modest family home. No transaction can be either too large or too small to command my full energy and attention. My C.C.I.M. designation, earned in 1994, puts me in a cadre of several thousand Realtors nationwide who specialize in commercial or investment real estate, 1031 Exchanges, and installment sales. My International Presidents Elite designation at Coldwell Banker, earned for each of the past 6 years, puts me in the top 1% of all Coldwell Banker agents nationwide. I live on Tantalus mountain above Honolulu with my wife, Alice, and two children, Ginger and Jessica. My other interests include swimming, running, long board surfing, and Hawaiian music. I play steel and slack key guitar and have recorded with Taj Mahal and the Hula Blues Band. Whether you are a buyer or a seller, I can promise you the personal integrity, professional competence, and depth of knowledge that will earn your confidence.

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NUMBER1EXPERT™ in real estate for Honolulu, Diamond Head, and Makiki, Hawaii

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