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All agents are NOT alike! Find out why I am a top real estate expert. Call me: 808-295-2819.
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Buyers Want Your Home for as Little as Possible. Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision. Find Out More > View All Offers >
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Thanks for helping to make our dreams come true We feel so blessed to have found a house that we love. Thanks for all that you have done to help make our dreams come true. M/M Paul Broome, Retired Technology Executive Read Quote > View All Quotes >
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Fred M. Lunt, Vice
President, C.C.I.M. Coldwell Banker Pacific Properties
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Welcome! Here You Can Find Great Information on Honolulu, Diamond Head, and Makiki, Hawaii Real Estate 
Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes. Need local real estate information? I've summarized much of what is important about the Honolulu, Diamond Head, and Makiki real estate market in this site. Need expert advice? No web site, large or small, can take the place of a top Realtor. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job. Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR Realtor. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As a top Honolulu, Diamond Head, and Makiki Realtor, I have the experience and track record you are looking for. Please let me help. - Fred Lunt  |
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Financing Your Home >Owner Financing
If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.
Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.
Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.
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In which 'Oil Sheikdom' of the Far East do the wealthy still choose to live in primitive houses on stilts?
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Brunei's oil wealth results in no income tax, free education and health services, and cheap housing loans for its average citizen. |
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I Wouldn't Use Anyone Else To Represent Me! He does his homework, has a great demeanor, works tirelessly, and will give his best effort to meet your real estate needs. Find Out More > View All Affiliates >
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